Rental Cash Flow Calculator

• California — $2800/mo, 5% vac, 0.74% tax
• Florida — $2000/mo, 8% vac, 0.80% tax
• Hawaii — $2500/mo, 6% vac, 0.27% tax
• Washington — $2000/mo, 6% vac, 0.88% tax

California rental snapshot

California cash flow by home price

California cash flow by monthly rent

California example: rent $2800, vacancy 5%, tax 0.74%. Effective rent $2660, after $300 operating costs, $1400 mortgage and $185 tax, cash flow is $775/month.

• Arizona — $1700/mo, 8% vac, 0.55% tax
• Florida — $2000/mo, 8% vac, 0.80% tax
• Georgia — $1600/mo, 8% vac, 0.83% tax
• Nevada — $1600/mo, 7% vac, 0.53% tax
• North Carolina — $1500/mo, 8% vac, 0.75% tax
• South Carolina — $1400/mo, 9% vac, 0.52% tax
• Tennessee — $1400/mo, 8% vac, 0.64% tax
• Texas — $1700/mo, 8% vac, 1.60% tax

Arizona rental snapshot

Arizona cash flow by home price

Arizona cash flow by monthly rent

Arizona example: rent $1700, vacancy 8%, tax 0.55%. Effective rent $1564, after $300 operating costs, $1400 mortgage and $138 tax, cash flow is $-273/month.

• Illinois — $1600/mo, 8% vac, 1.97% tax
• Indiana — $1200/mo, 8% vac, 0.85% tax
• Iowa — $1100/mo, 7% vac, 1.43% tax
• Kansas — $1100/mo, 8% vac, 1.29% tax
• Michigan — $1400/mo, 8% vac, 1.40% tax
• Minnesota — $1500/mo, 6% vac, 1.05% tax
• Missouri — $1200/mo, 8% vac, 0.88% tax
• Nebraska — $1200/mo, 7% vac, 1.54% tax
• Ohio — $1300/mo, 8% vac, 1.41% tax
• Wisconsin — $1300/mo, 7% vac, 1.68% tax

Illinois rental snapshot

Illinois cash flow by home price

Illinois cash flow by monthly rent

Illinois example: rent $1600, vacancy 8%, tax 1.97%. Effective rent $1472, after $300 operating costs, $1400 mortgage and $493 tax, cash flow is $-720/month.

• Connecticut — $1800/mo, 6% vac, 1.96% tax
• Illinois — $1600/mo, 8% vac, 1.97% tax
• Iowa — $1100/mo, 7% vac, 1.43% tax
• Michigan — $1400/mo, 8% vac, 1.40% tax
• Nebraska — $1200/mo, 7% vac, 1.54% tax
• New Hampshire — $1700/mo, 5% vac, 1.86% tax
• New Jersey — $2000/mo, 6% vac, 2.13% tax
• New York — $2200/mo, 6% vac, 1.38% tax
• Ohio — $1300/mo, 8% vac, 1.41% tax
• Pennsylvania — $1500/mo, 7% vac, 1.36% tax
• Rhode Island — $1800/mo, 6% vac, 1.35% tax
• Texas — $1700/mo, 8% vac, 1.60% tax
• Vermont — $1500/mo, 6% vac, 1.59% tax
• Wisconsin — $1300/mo, 7% vac, 1.68% tax

Connecticut rental snapshot

Connecticut cash flow by home price

Connecticut cash flow by monthly rent

Connecticut example: rent $1800, vacancy 6%, tax 1.96%. Effective rent $1692, after $300 operating costs, $1400 mortgage and $490 tax, cash flow is $-498/month.

What Alabama law does to money arriving each month

Alabama has no statutory ceiling, so the lease sets the deposit. A Birmingham tenant should photograph the unit at move-in to avoid later claims. The landlord must mail the itemized list to the last known address within 35 days.

Surplus is a calendar problem before it is arithmetic. Rent landing on the twelfth still met a mortgage due on the first, and a disclosure you skipped can strip the right to collect at all, turning one slow month into an empty quarter.

Why empty weeks decide the Alabama bottom line

A mortgage never takes a month off, so the gap between tenants is where surplus usually dies. Planning here assumes a 9% vacancy allowance, putting Alabama at number 2 of fifty for downtime, against a typical asking rent of $1300 ranked 33. Turn a door twice in one year and paint, listings and empty weeks together cost more than the allowance ever budgeted.

Markets across Alabama where turnover speed varies most

• Tuscaloosa turns units fastest when listings are thin — count comparable vacancies before you budget downtime.
• Auburn sees seasonal move-out clustering, so a summer handover re-lets quicker than a January one.
• Dothan rewards landlords who pre-list two weeks out; the empty stretch shrinks to days rather than weeks.
• Decatur punishes overpricing hard: one month above market costs more than a year of the discount you refused.

Vacancy and rent shown are Alabama averages. One building can beat or miss them badly, so price your own downtime from live listings in the county you are buying in.

What Alaska law does to money arriving each month

Alaska lets a tenant request a written pre-move-out inspection. An Anchorage renter who disputes a deduction can argue it in district court. Winter heating is part of the implied warranty there.

Surplus is a calendar problem before it is arithmetic. Rent landing on the twelfth still met a mortgage due on the first, and a disclosure you skipped can strip the right to collect at all, turning one slow month into an empty quarter.

Why empty weeks decide the Alaska bottom line

A mortgage never takes a month off, so the gap between tenants is where surplus usually dies. Planning here assumes a 10% vacancy allowance, putting Alaska at number 1 of fifty for downtime, against a typical asking rent of $1500 ranked 21. Turn a door twice in one year and paint, listings and empty weeks together cost more than the allowance ever budgeted.

Markets across Alaska where turnover speed varies most

• Sitka turns units fastest when listings are thin — count comparable vacancies before you budget downtime.
• Ketchikan sees seasonal move-out clustering, so a summer handover re-lets quicker than a January one.
• Palmer rewards landlords who pre-list two weeks out; the empty stretch shrinks to days rather than weeks.
• Kodiak punishes overpricing hard: one month above market costs more than a year of the discount you refused.

Vacancy and rent shown are Alaska averages. One building can beat or miss them badly, so price your own downtime from live listings in the borough you are buying in.

What Arizona law does to money arriving each month

Arizona landlords who miss the 14-day deadline owe double the withheld sum. A Phoenix tenant benefits from a signed move-in checklist. The refund must go out by certified mail.

Surplus is a calendar problem before it is arithmetic. Rent landing on the twelfth still met a mortgage due on the first, and a disclosure you skipped can strip the right to collect at all, turning one slow month into an empty quarter.

Why empty weeks decide the Arizona bottom line

A mortgage never takes a month off, so the gap between tenants is where surplus usually dies. Planning here assumes a 8% vacancy allowance, putting Arizona at number 9 of fifty for downtime, against a typical asking rent of $1700 ranked 13. Turn a door twice in one year and paint, listings and empty weeks together cost more than the allowance ever budgeted.

Markets across Arizona where turnover speed varies most

• Scottsdale turns units fastest when listings are thin — count comparable vacancies before you budget downtime.
• Glendale sees seasonal move-out clustering, so a summer handover re-lets quicker than a January one.
• Tempe rewards landlords who pre-list two weeks out; the empty stretch shrinks to days rather than weeks.
• Yuma punishes overpricing hard: one month above market costs more than a year of the discount you refused.

Vacancy and rent shown are Arizona averages. One building can beat or miss them badly, so price your own downtime from live listings in the county you are buying in.

What Arkansas law does to money arriving each month

Arkansas has no broad residential statute, so the lease controls. A Little Rock renter should read every clause before signing. Eviction must follow a court order, never self-help.

Surplus is a calendar problem before it is arithmetic. Rent landing on the twelfth still met a mortgage due on the first, and a disclosure you skipped can strip the right to collect at all, turning one slow month into an empty quarter.

Why empty weeks decide the Arkansas bottom line

A mortgage never takes a month off, so the gap between tenants is where surplus usually dies. Planning here assumes a 9% vacancy allowance, putting Arkansas at number 3 of fifty for downtime, against a typical asking rent of $1100 ranked 43. Turn a door twice in one year and paint, listings and empty weeks together cost more than the allowance ever budgeted.

Markets across Arkansas where turnover speed varies most

• Jonesboro turns units fastest when listings are thin — count comparable vacancies before you budget downtime.
• Conway sees seasonal move-out clustering, so a summer handover re-lets quicker than a January one.
• Bentonville rewards landlords who pre-list two weeks out; the empty stretch shrinks to days rather than weeks.
• Russellville punishes overpricing hard: one month above market costs more than a year of the discount you refused.

Vacancy and rent shown are Arkansas averages. One building can beat or miss them badly, so price your own downtime from live listings in the county you are buying in.

What California law does to money arriving each month

California caps the deposit at two or three months' rent. A Los Angeles tenant may owe relocation aid in some no-fault endings. The landlord must hand over the signed lease within 15 days.

Surplus is a calendar problem before it is arithmetic. Rent landing on the twelfth still met a mortgage due on the first, and a disclosure you skipped can strip the right to collect at all, turning one slow month into an empty quarter.

Why empty weeks decide the California bottom line

A mortgage never takes a month off, so the gap between tenants is where surplus usually dies. Planning here assumes a 5% vacancy allowance, putting California at number 47 of fifty for downtime, against a typical asking rent of $2800 ranked 1. Turn a door twice in one year and paint, listings and empty weeks together cost more than the allowance ever budgeted.

Markets across California where turnover speed varies most

• Sacramento turns units fastest when listings are thin — count comparable vacancies before you budget downtime.
• Fresno sees seasonal move-out clustering, so a summer handover re-lets quicker than a January one.
• Oakland rewards landlords who pre-list two weeks out; the empty stretch shrinks to days rather than weeks.
• Bakersfield punishes overpricing hard: one month above market costs more than a year of the discount you refused.

Vacancy and rent shown are California averages. One building can beat or miss them badly, so price your own downtime from live listings in the county you are buying in.

What Colorado law does to money arriving each month

Colorado tenants may repair-and-deduct after a cure notice. A Denver renter should put habitability complaints in writing. Snow removal falls to whoever the lease names.

Surplus is a calendar problem before it is arithmetic. Rent landing on the twelfth still met a mortgage due on the first, and a disclosure you skipped can strip the right to collect at all, turning one slow month into an empty quarter.

Why empty weeks decide the Colorado bottom line

A mortgage never takes a month off, so the gap between tenants is where surplus usually dies. Planning here assumes a 6% vacancy allowance, putting Colorado at number 34 of fifty for downtime, against a typical asking rent of $1900 ranked 8. Turn a door twice in one year and paint, listings and empty weeks together cost more than the allowance ever budgeted.

Markets across Colorado where turnover speed varies most

• Lakewood turns units fastest when listings are thin — count comparable vacancies before you budget downtime.
• Pueblo sees seasonal move-out clustering, so a summer handover re-lets quicker than a January one.
• Arvada rewards landlords who pre-list two weeks out; the empty stretch shrinks to days rather than weeks.
• Westminster punishes overpricing hard: one month above market costs more than a year of the discount you refused.

Vacancy and rent shown are Colorado averages. One building can beat or miss them badly, so price your own downtime from live listings in the county you are buying in.